Beat together softened cream cheese, egg, and sugar until well blended.
Stir in chocolate chips.
Set aside mixture.
To make the cupcake:
Place cupcake liners in muffin tins.
In a medium bowl,combine the rest of the ingredients.
Beat together with a whisk or fork until smooth (2-3 minutes).
Separate 1/2 of the batter equally among the muffin tins.
Place 1 tablespoon of the cheese mixture over the batter.
Top with the remaining cupcake batter.
Bake at 350 F for 30 - 35 minutes.
Any kind of chocolate chips can be used.Once cooled you can sprinkle icing sugar over the top or frost with your favourite icing. I have iced these cupcakes with the ganache frosting recipe found in simple snacking chocolate banana cake.Please keep in mind that the nutritional information provided below is just a rough estimate and variations can occur depending on the specific ingredients used. *recipe lightly adapted from Baker's Chocolate Celebration Cookbook